Terms and Conditions

Thank you for visiting our website (the Website). The Website is operated by Lavandbit Sammet (we, us). Contact: [email protected]. By using the Website or our services (Services), you accept these Terms and our Privacy statement. If you don't accept them, please stop using the Website. We may change these Terms by posting updates; continued use indicates acceptance.

NO FINANCIAL ADVICE

The content is for general information only and does not constitute personal financial, investment, tax, or legal advice. Before making any investment choice, you should seek independent professional guidance.

PRODUCTS, THIRD PARTIES, AND LINKS

Mentions of products, platforms, or links may come from third parties. Links are supplied for convenience only; we don't control third-party sites and aren't responsible for their content or policies. Nothing on the Website is an offer, solicitation, or recommendation to buy or sell any financial product.

ELIGIBILITY AND ACCEPTABLE USE

You must be 18 or over and legally able to enter a binding contract. You must not misuse the Website, including by unlawful conduct, malware, harassment, scraping without consent, or attempts to defeat security. We may suspend access for breaches or risk.

INTELLECTUAL PROPERTY

Website content belongs to us or our licensors and is protected by law. You're granted a limited, non-exclusive licence to access it for personal, non-commercial use. No copying, redistribution, or reverse engineering unless allowed by law.

DISCLAIMERS AND LIMITATION OF LIABILITY

To the fullest extent permitted by law, the Website and Services are provided on an as-is basis without any warranties. We're not responsible for indirect, incidental, special, consequential, or punitive losses arising from your use of or reliance on the information here. Where liability can't be excluded, it's limited to the maximum extent allowed by applicable law.

PRIVACY AND DATA PROTECTION

Personal data is handled as set out in our Privacy policy. Where privacy or data protection laws apply, we use suitable technical and organisational safeguards and help with rights requests as required by our role and the applicable law.

GOVERNING LAW AND CONTACT

These Terms are governed by the applicable law set out in our main disclosures. For questions, contact [email protected].